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Crescira AVM · estimated value Medium confidence
HK$14.68M
≈ HK$14,142 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.40M, with repayments around HK$49,800/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$46,862
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,319
−HK$1,481/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,831
+HK$3,031/mo

Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,600/mo (50% DSR)

Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 22 min walk · 1,722 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
5
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,038 Saleable ft²
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2023-11-13 HK$12.10M −12.8%
4.5y · −3.0%/yr
2019-05-15 HK$13.87M
Data sourced from Renavon.com