▼ 0.50% · 3.625%
HK$18,502
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,077
−HK$585/mo
Today · 4.125%
HK$19,662
baseline
▲ 0.50% · 4.625%
HK$20,858
+HK$1,196/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,324/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,583
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$560/mo
Today · 4.125%
HK$21,695
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,352
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,985
−HK$643/mo
Today · 4.125%
HK$21,628
baseline
▲ 0.50% · 4.625%
HK$22,944
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,256/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,641
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,248
−HK$616/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,258/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,893
−HK$701/mo
Today · 4.125%
HK$23,594
baseline
▲ 0.50% · 4.625%
HK$25,030
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,188/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,699
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,362
−HK$672/mo
Today · 4.125%
HK$26,034
baseline
▲ 0.50% · 4.625%
HK$27,406
+HK$1,372/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,068/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$760/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$27,116
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,758
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$728/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$819/mo
Today · 4.125%
HK$27,527
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,054/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,816
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$784/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$877/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$840/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,258
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,523
−HK$936/mo
Today · 4.125%
HK$31,459
baseline
▲ 0.50% · 4.625%
HK$33,373
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,918/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,933
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,816
−HK$896/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,541
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$994/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$2,034/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,991
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$952/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$1,944/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,303
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,339
−HK$1,052/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,545
+HK$2,154/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,049
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,043
−HK$1,008/mo
Today · 4.125%
HK$39,051
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,102/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,415 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).