▼ 0.50% · 3.625%
HK$17,816
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$563/mo
Today · 4.125%
HK$18,933
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,866/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,351
−HK$539/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,597
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$619/mo
Today · 4.125%
HK$20,826
baseline
▲ 0.50% · 4.625%
HK$22,093
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,652/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,802
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$593/mo
Today · 4.125%
HK$22,979
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,958/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$675/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,102
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$648/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,321/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,160
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,110
+HK$1,497/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,431/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$788/mo
Today · 4.125%
HK$26,506
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,613/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,012/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,492
−HK$755/mo
Today · 4.125%
HK$29,247
baseline
▲ 0.50% · 4.625%
HK$30,788
+HK$1,541/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,494/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,723
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,555
−HK$844/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$30,127
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,729
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,527
−HK$809/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$32,987
+HK$1,651/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,505
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,392
−HK$900/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$32,136
+HK$1,844/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,711
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,562
−HK$863/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$1,762/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,229
−HK$957/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,958/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$917/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$1,872/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,068
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$1,013/mo
Today · 4.125%
HK$34,079
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$2,074/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,158/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,675
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,632
−HK$971/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,585
+HK$1,982/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).