▼ 0.50% · 3.625%
HK$19,879
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$628/mo
Today · 4.125%
HK$21,125
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,250/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$602/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,228/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,867
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,547
−HK$691/mo
Today · 4.125%
HK$23,238
baseline
▲ 0.50% · 4.625%
HK$24,652
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,476/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,326
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,979
−HK$662/mo
Today · 4.125%
HK$25,641
baseline
▲ 0.50% · 4.625%
HK$26,992
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,282/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,855
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,597
−HK$753/mo
Today · 4.125%
HK$25,350
baseline
▲ 0.50% · 4.625%
HK$26,893
+HK$1,543/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,700/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,538
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,250
−HK$722/mo
Today · 4.125%
HK$27,972
baseline
▲ 0.50% · 4.625%
HK$29,446
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,944/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,842
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,646
−HK$817/mo
Today · 4.125%
HK$27,463
baseline
▲ 0.50% · 4.625%
HK$29,134
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,926/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,749
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,521
−HK$782/mo
Today · 4.125%
HK$30,303
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,606/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,830
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$880/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,799/mo
Deposit HK$2.62M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,791
−HK$843/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,720/mo
Deposit HK$2.62M · loan HK$6.10M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$942/mo
Today · 4.125%
HK$31,688
baseline
▲ 0.50% · 4.625%
HK$33,616
+HK$1,928/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,376/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,062
−HK$903/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$1,843/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,006/mo
Today · 4.125%
HK$33,801
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,602/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$963/mo
Today · 4.125%
HK$37,296
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$1,966/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,592/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,794
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,845
−HK$1,068/mo
Today · 4.125%
HK$35,913
baseline
▲ 0.50% · 4.625%
HK$38,098
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,826/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,604
−HK$1,023/mo
Today · 4.125%
HK$39,627
baseline
▲ 0.50% · 4.625%
HK$41,715
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,254/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,782
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$1,131/mo
Today · 4.125%
HK$38,026
baseline
▲ 0.50% · 4.625%
HK$40,339
+HK$2,313/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,052/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,807
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,875
−HK$1,083/mo
Today · 4.125%
HK$41,958
baseline
▲ 0.50% · 4.625%
HK$44,169
+HK$2,211/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,916/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).