▼ 0.50% · 3.625%
HK$20,486
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,123
−HK$647/mo
Today · 4.125%
HK$21,770
baseline
▲ 0.50% · 4.625%
HK$23,095
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,540/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,790
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$620/mo
Today · 4.125%
HK$24,022
baseline
▲ 0.50% · 4.625%
HK$25,288
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,044/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,534
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$713/mo
Today · 4.125%
HK$23,948
baseline
▲ 0.50% · 4.625%
HK$25,405
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,896/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,742
−HK$682/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$27,817
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,348
−HK$777/mo
Today · 4.125%
HK$26,125
baseline
▲ 0.50% · 4.625%
HK$27,714
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,250/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$744/mo
Today · 4.125%
HK$28,826
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,652/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,460
−HK$842/mo
Today · 4.125%
HK$28,302
baseline
▲ 0.50% · 4.625%
HK$30,024
+HK$1,722/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,604/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,627
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$806/mo
Today · 4.125%
HK$31,228
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,456/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$907/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,854/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,906
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$868/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,403
+HK$1,773/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,729
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$971/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,643
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,185
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,102
−HK$930/mo
Today · 4.125%
HK$36,032
baseline
▲ 0.50% · 4.625%
HK$37,932
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,064/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,777
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,797
−HK$1,036/mo
Today · 4.125%
HK$34,833
baseline
▲ 0.50% · 4.625%
HK$36,952
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,666/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,464
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$993/mo
Today · 4.125%
HK$38,435
baseline
▲ 0.50% · 4.625%
HK$40,460
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,870/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$1,101/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$2,252/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,744
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,054/mo
Today · 4.125%
HK$40,837
baseline
▲ 0.50% · 4.625%
HK$42,989
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,674/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,875
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,022
−HK$1,165/mo
Today · 4.125%
HK$39,187
baseline
▲ 0.50% · 4.625%
HK$41,571
+HK$2,384/mo
Deposit HK$898K · loan HK$8.09M · min. income ≈ HK$78,374/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,023
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,123
−HK$1,116/mo
Today · 4.125%
HK$43,239
baseline
▲ 0.50% · 4.625%
HK$45,518
+HK$2,279/mo
Deposit HK$898K · loan HK$8.09M · min. income ≈ HK$86,478/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).