▼ 0.50% · 3.625%
HK$20,000
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,622
−HK$632/mo
Today · 4.125%
HK$21,254
baseline
▲ 0.50% · 4.625%
HK$22,547
+HK$1,293/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,508/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,249
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,846
−HK$605/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,688
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,000
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,684
−HK$695/mo
Today · 4.125%
HK$23,379
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,758/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,474
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$666/mo
Today · 4.125%
HK$25,797
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,359/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,594/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$758/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$727/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,483/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,808
−HK$822/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,311
+HK$1,681/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$787/mo
Today · 4.125%
HK$30,487
baseline
▲ 0.50% · 4.625%
HK$32,094
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,974/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,999
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,870
−HK$885/mo
Today · 4.125%
HK$29,755
baseline
▲ 0.50% · 4.625%
HK$31,566
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,510/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,149
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,984
−HK$848/mo
Today · 4.125%
HK$32,832
baseline
▲ 0.50% · 4.625%
HK$34,563
+HK$1,731/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,664/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,999
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$948/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,820
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,374
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,269
−HK$908/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,999
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,995
−HK$1,011/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$36,075
+HK$2,069/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,599
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$968/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,500
+HK$1,978/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,999
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,057
−HK$1,074/mo
Today · 4.125%
HK$36,131
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$2,199/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,262/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,824
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,838
−HK$1,029/mo
Today · 4.125%
HK$39,867
baseline
▲ 0.50% · 4.625%
HK$41,969
+HK$2,102/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,734/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,999
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,119
−HK$1,138/mo
Today · 4.125%
HK$38,257
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,328/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,514/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,049
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,123
−HK$1,090/mo
Today · 4.125%
HK$42,213
baseline
▲ 0.50% · 4.625%
HK$44,438
+HK$2,225/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,426/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).