▼ 0.50% · 3.625%
HK$14,528
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,980
−HK$460/mo
Today · 4.125%
HK$15,440
baseline
▲ 0.50% · 4.625%
HK$16,379
+HK$939/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,880/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,163
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,596
−HK$440/mo
Today · 4.125%
HK$17,036
baseline
▲ 0.50% · 4.625%
HK$17,934
+HK$898/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,072/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,981
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,478
−HK$505/mo
Today · 4.125%
HK$16,983
baseline
▲ 0.50% · 4.625%
HK$18,017
+HK$1,034/mo
Deposit HK$2.87M · loan HK$3.50M · min. income ≈ HK$33,966/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,779
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,256
−HK$484/mo
Today · 4.125%
HK$18,740
baseline
▲ 0.50% · 4.625%
HK$19,727
+HK$987/mo
Deposit HK$2.87M · loan HK$3.50M · min. income ≈ HK$37,480/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,434
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,976
−HK$551/mo
Today · 4.125%
HK$18,527
baseline
▲ 0.50% · 4.625%
HK$19,655
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,054/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,395
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,915
−HK$528/mo
Today · 4.125%
HK$20,443
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,886/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,887
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,474
−HK$597/mo
Today · 4.125%
HK$20,071
baseline
▲ 0.50% · 4.625%
HK$21,293
+HK$1,222/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$40,142/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,012
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,575
−HK$572/mo
Today · 4.125%
HK$22,147
baseline
▲ 0.50% · 4.625%
HK$23,314
+HK$1,167/mo
Deposit HK$2.23M · loan HK$4.14M · min. income ≈ HK$44,294/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,973
−HK$642/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,316/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$615/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,793
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,471
−HK$688/mo
Today · 4.125%
HK$23,159
baseline
▲ 0.50% · 4.625%
HK$24,568
+HK$1,409/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$46,318/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$660/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$26,901
+HK$1,347/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,246
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$734/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,503/mo
Deposit HK$1.27M · loan HK$5.10M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$704/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,436/mo
Deposit HK$1.27M · loan HK$5.10M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,467
−HK$780/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,597/mo
Deposit HK$956K · loan HK$5.42M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,214
−HK$747/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,488
+HK$1,527/mo
Deposit HK$956K · loan HK$5.42M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,151
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,965
−HK$826/mo
Today · 4.125%
HK$27,791
baseline
▲ 0.50% · 4.625%
HK$29,482
+HK$1,691/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,582/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,093
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,873
−HK$792/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,616/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).