▼ 0.50% · 3.625%
HK$18,730
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,312
−HK$592/mo
Today · 4.125%
HK$19,904
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,808/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,836
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,395
−HK$567/mo
Today · 4.125%
HK$21,962
baseline
▲ 0.50% · 4.625%
HK$23,120
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,924/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,603
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$651/mo
Today · 4.125%
HK$21,894
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,788/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,920
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$623/mo
Today · 4.125%
HK$24,158
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,316/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,175
−HK$710/mo
Today · 4.125%
HK$23,885
baseline
▲ 0.50% · 4.625%
HK$25,338
+HK$1,453/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,770/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,004
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,674
−HK$681/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,744
+HK$1,389/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,106
−HK$769/mo
Today · 4.125%
HK$25,875
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,575/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,087
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$737/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,056
+HK$1,505/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,037
−HK$829/mo
Today · 4.125%
HK$27,866
baseline
▲ 0.50% · 4.625%
HK$29,561
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,732/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,171
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,953
−HK$794/mo
Today · 4.125%
HK$30,747
baseline
▲ 0.50% · 4.625%
HK$32,368
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,494/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,094
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,968
−HK$888/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,673
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,255
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$850/mo
Today · 4.125%
HK$32,943
baseline
▲ 0.50% · 4.625%
HK$34,680
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,886/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$948/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,784
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,232
−HK$907/mo
Today · 4.125%
HK$35,139
baseline
▲ 0.50% · 4.625%
HK$36,992
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,278/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,840
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,831
−HK$1,006/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,896
+HK$2,059/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,422
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,372
−HK$964/mo
Today · 4.125%
HK$37,336
baseline
▲ 0.50% · 4.625%
HK$39,304
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,672/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,713
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$1,065/mo
Today · 4.125%
HK$35,827
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$2,180/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,654/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,021/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,616
+HK$2,084/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,414 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).