▼ 0.50% · 3.625%
HK$18,280
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,849
−HK$577/mo
Today · 4.125%
HK$19,426
baseline
▲ 0.50% · 4.625%
HK$20,608
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,852/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,336
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$553/mo
Today · 4.125%
HK$21,435
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,870/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,734
−HK$635/mo
Today · 4.125%
HK$21,369
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,300/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,738/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$609/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,242/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,936
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,618
−HK$694/mo
Today · 4.125%
HK$23,312
baseline
▲ 0.50% · 4.625%
HK$24,730
+HK$1,418/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,624/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,404
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$664/mo
Today · 4.125%
HK$25,722
baseline
▲ 0.50% · 4.625%
HK$27,078
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,444/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$751/mo
Today · 4.125%
HK$25,254
baseline
▲ 0.50% · 4.625%
HK$26,791
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,508/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$720/mo
Today · 4.125%
HK$27,866
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,468/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,732/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$809/mo
Today · 4.125%
HK$27,197
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,394/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,471
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,235
−HK$774/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,591
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,420
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,273
−HK$867/mo
Today · 4.125%
HK$29,140
baseline
▲ 0.50% · 4.625%
HK$30,913
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,280/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,505
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,323
−HK$830/mo
Today · 4.125%
HK$32,153
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,306/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$924/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,538
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$885/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,043
−HK$982/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$35,034
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,572
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$941/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,904
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$1,040/mo
Today · 4.125%
HK$34,968
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$2,127/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,936/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,606
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,587
−HK$996/mo
Today · 4.125%
HK$38,583
baseline
▲ 0.50% · 4.625%
HK$40,617
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,166/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).