▼ 0.50% · 3.625%
HK$18,436
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,009
−HK$583/mo
Today · 4.125%
HK$19,592
baseline
▲ 0.50% · 4.625%
HK$20,784
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,184/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,510
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,060
−HK$558/mo
Today · 4.125%
HK$21,618
baseline
▲ 0.50% · 4.625%
HK$22,757
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,236/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,910
−HK$641/mo
Today · 4.125%
HK$21,551
baseline
▲ 0.50% · 4.625%
HK$22,863
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,102/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,561
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,166
−HK$614/mo
Today · 4.125%
HK$23,780
baseline
▲ 0.50% · 4.625%
HK$25,033
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,560/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,123
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$700/mo
Today · 4.125%
HK$23,511
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,022/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,612
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,272
−HK$670/mo
Today · 4.125%
HK$25,942
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,884/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$758/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,550/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$725/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,810
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$816/mo
Today · 4.125%
HK$27,429
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,669/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,858/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,714
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$781/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$31,860
+HK$1,595/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$874/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,788/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$837/mo
Today · 4.125%
HK$32,427
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,709/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,854/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,498
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$932/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,908/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$893/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$1,823/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$991/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,026/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$949/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$1,937/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$1,049/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$2,146/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,918
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,004/mo
Today · 4.125%
HK$38,912
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,051/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,824/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).