▼ 0.50% · 3.625%
HK$18,186
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,751
−HK$575/mo
Today · 4.125%
HK$19,326
baseline
▲ 0.50% · 4.625%
HK$20,502
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,652/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,231
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,774
−HK$550/mo
Today · 4.125%
HK$21,324
baseline
▲ 0.50% · 4.625%
HK$22,448
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,648/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,004
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,626
−HK$633/mo
Today · 4.125%
HK$21,259
baseline
▲ 0.50% · 4.625%
HK$22,552
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,518/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,254
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,851
−HK$606/mo
Today · 4.125%
HK$23,457
baseline
▲ 0.50% · 4.625%
HK$24,693
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,914/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,823
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,502
−HK$689/mo
Today · 4.125%
HK$23,191
baseline
▲ 0.50% · 4.625%
HK$24,602
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,382/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$660/mo
Today · 4.125%
HK$25,589
baseline
▲ 0.50% · 4.625%
HK$26,938
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,178/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,641
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$747/mo
Today · 4.125%
HK$25,124
baseline
▲ 0.50% · 4.625%
HK$26,653
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,248/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,301
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,006
−HK$716/mo
Today · 4.125%
HK$27,722
baseline
▲ 0.50% · 4.625%
HK$29,183
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,444/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,460
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,252
−HK$804/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,703
+HK$1,647/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,084
−HK$770/mo
Today · 4.125%
HK$29,854
baseline
▲ 0.50% · 4.625%
HK$31,428
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,708/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$862/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,753
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,347
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$826/mo
Today · 4.125%
HK$31,987
baseline
▲ 0.50% · 4.625%
HK$33,673
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,974/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,097
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,002
−HK$920/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,881/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,370
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$881/mo
Today · 4.125%
HK$34,119
baseline
▲ 0.50% · 4.625%
HK$35,917
+HK$1,798/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,238/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,916
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$977/mo
Today · 4.125%
HK$32,854
baseline
▲ 0.50% · 4.625%
HK$34,853
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,708/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,393
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$935/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$1,911/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,734
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$1,035/mo
Today · 4.125%
HK$34,787
baseline
▲ 0.50% · 4.625%
HK$36,904
+HK$2,117/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,574/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,393
−HK$991/mo
Today · 4.125%
HK$38,384
baseline
▲ 0.50% · 4.625%
HK$40,407
+HK$2,023/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,768/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).