▼ 0.50% · 3.625%
HK$18,809
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,394
−HK$595/mo
Today · 4.125%
HK$19,989
baseline
▲ 0.50% · 4.625%
HK$21,205
+HK$1,216/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,486
−HK$569/mo
Today · 4.125%
HK$22,055
baseline
▲ 0.50% · 4.625%
HK$23,218
+HK$1,163/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,690
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,334
−HK$653/mo
Today · 4.125%
HK$21,987
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,974/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,017
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,635
−HK$626/mo
Today · 4.125%
HK$24,261
baseline
▲ 0.50% · 4.625%
HK$25,540
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,522/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$713/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$683/mo
Today · 4.125%
HK$26,466
baseline
▲ 0.50% · 4.625%
HK$27,862
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,932/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,212
−HK$773/mo
Today · 4.125%
HK$25,985
baseline
▲ 0.50% · 4.625%
HK$27,566
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,970/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,932
−HK$740/mo
Today · 4.125%
HK$28,672
baseline
▲ 0.50% · 4.625%
HK$30,183
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,344/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,333
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,152
−HK$832/mo
Today · 4.125%
HK$27,984
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,703/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,968/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,295
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$797/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,505
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,214
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$892/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,094
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,031
−HK$951/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,928
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$911/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,011/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$2,067/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$968/mo
Today · 4.125%
HK$37,494
baseline
▲ 0.50% · 4.625%
HK$39,471
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,988/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,856
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$1,070/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$2,190/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,675
−HK$1,025/mo
Today · 4.125%
HK$39,700
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,092/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,400/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,460 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).