9/F 5
in GOLDEN LION GARDEN PHASE 1 GOLDEN CARNIVAL COURT (BLOCK D)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,822/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.26M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 5
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-09 | HK$3.45M | −6.8% 7.1y · −1.0%/yr |
| 2017-02-13 | HK$3.70M | +62.3% 3.4y · 18.0%/yr |
| 2013-09-30 | HK$2.28M | +145.2% |
| 2008-06-16 | HK$930K | +9.4% |
| 2000-01-26 | HK$850K | — |