15/F 4
in GOLDEN LION GARDEN PHASE 1 GOLDEN CARNIVAL COURT (BLOCK D)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$372K, with repayments around HK$16,239/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$372K · loan HK$3.35M · min. income ≈ HK$32,478/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 4
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-18 | HK$4.00M | +0.0% 21.2y · 17.0%/yr |
| 2021-06-11 | HK$4.00M | −12.1% 21.2y · 17.0%/yr |
| 2019-04-25 | HK$4.55M | +423.0% 19.1y · 22.0%/yr |
| 2000-03-31 | HK$870K | — |