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At today's rate and a 90% mortgage, the deposit on this unit is about HK$664K, with repayments around HK$28,956/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,836 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 41/F
- Flat
- H
- Saleable Area
- 434 Saleable ft²
- Gross Area
- 603 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-18 | HK$7.17M | +19.5% 3.4y · 6.0%/yr |
| 2017-04-12 | HK$6.00M | +31.0% 2.6y · 12.0%/yr |
| 2014-09-01 | HK$4.58M | +25.5% |
| 2012-09-12 | HK$3.65M | +106.2% |
| 2007-07-04 | HK$1.77M | −34.9% |
| 1998-05-08 | HK$2.72M | — |