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At today's rate and a 90% mortgage, the deposit on this unit is about HK$603K, with repayments around HK$26,312/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$138,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 43/F
- Flat
- B
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-21 | HK$6.38M | −5.5% 3.4y · −1.0%/yr |
| 2019-05-10 | HK$6.75M | +57.7% 4.7y · 12.0%/yr |
| 2014-07-31 | HK$4.28M | +42.7% |
| 2011-06-29 | HK$3.00M | +42.9% |
| 2009-07-09 | HK$2.10M | −4.5% |
| 1998-05-05 | HK$2.20M | — |