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At today's rate and a 90% mortgage, the deposit on this unit is about HK$578K, with repayments around HK$25,202/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,404/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 528 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-12 | HK$6.13M | +53.2% 3.2y · 17.0%/yr |
| 2017-02-07 | HK$4.00M | +81.0% 6.9y · 12.0%/yr |
| 2010-02-17 | HK$2.21M | +5.7% |
| 2009-10-14 | HK$2.09M | +20.8% |
| 2009-04-28 | HK$1.73M | +8.8% |
| 2007-06-15 | HK$1.59M | −28.4% |
| 1998-05-05 | HK$2.22M | −2.6% |
| 1998-05-04 | HK$2.28M | — |