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At today's rate and a 90% mortgage, the deposit on this unit is about HK$634K, with repayments around HK$27,666/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,332/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 40/F
- Flat
- H
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-19 | HK$7.08M | +43.6% 4.7y · 9.0%/yr |
| 2016-05-10 | HK$4.93M | +31.5% 3.8y · 8.0%/yr |
| 2012-07-27 | HK$3.75M | +39.4% |
| 2010-07-28 | HK$2.69M | +51.1% |
| 2006-08-19 | HK$1.78M | −19.8% |
| 1998-10-27 | HK$2.22M | — |