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At today's rate and a 90% mortgage, the deposit on this unit is about HK$568K, with repayments around HK$24,766/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,532/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- G
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-19 | HK$6.60M | +12.8% 3.4y · 4.0%/yr |
| 2017-11-02 | HK$5.85M | +186.8% 9.4y · 20.0%/yr |
| 2008-06-02 | HK$2.04M | +29.1% |
| 2006-11-10 | HK$1.58M | −4.2% |
| 2001-04-20 | HK$1.65M | −18.3% |
| 1998-08-13 | HK$2.02M | — |