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At today's rate and a 90% mortgage, the deposit on this unit is about HK$541K, with repayments around HK$23,600/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,200/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-10 | HK$5.78M | −7.7% 1.5y · −5.0%/yr |
| 2020-05-29 | HK$6.26M | +19.5% 3.2y · 6.0%/yr |
| 2017-04-11 | HK$5.24M | +217.5% 8.2y · 27.0%/yr |
| 2009-01-22 | HK$1.65M | −7.8% |
| 1998-07-28 | HK$1.79M | — |