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28/F 20

Sai Kung District · New Territories East

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1/F 1 216 ft² 1/F 14 607 ft² 1/F 18 439 ft² 1/F 5 545 ft² 1/F 8 439 ft² 1/F 9 431 ft² 1/F 11 216 ft² 1/F 17 439 ft² 1/F 20 216 ft² 2/F 1 216 ft² 2/F 12 431 ft² 2/F 15 545 ft² 2/F 16 545 ft² 2/F 19 431 ft² 2/F 4 607 ft² 2/F 9 431 ft² 3/F 18 439 ft² 3/F 6 545 ft² 3/F 8 439 ft² 3/F 1 216 ft² 3/F 3 607 ft² 3/F 11 216 ft² 3/F 17 439 ft² 4/F 18 439 ft² 4/F 8 439 ft² 4/F 10 216 ft² 4/F 19 431 ft² 4/F 20 216 ft² 5/F 11 216 ft² 5/F 12 431 ft² 5/F 13 607 ft² 5/F 2 431 ft² 5/F 20 216 ft² 5/F 3 607 ft² 5/F 7 5/F 8 439 ft² 5/F 9 431 ft² 5/F 1 216 ft² 5/F 4 607 ft² 5/F 5 545 ft² 5/F 6 545 ft² 5/F 10 216 ft² 5/F 18 439 ft² 6/F 14 607 ft² 6/F 18 439 ft² 6/F 5 545 ft² 6/F 6 545 ft² 6/F 8 439 ft² 6/F 11 216 ft² 6/F 12 431 ft² 6/F 20 216 ft² 7/F 12 431 ft² 7/F 6 545 ft² 7/F 1 216 ft² 7/F 4 607 ft² 7/F 11 216 ft² 7/F 14 607 ft² 7/F 20 216 ft² 8/F 11 216 ft² 8/F 15 545 ft² 8/F 19 431 ft² 8/F 7 8/F 1 216 ft² 8/F 2 431 ft² 9/F 16 545 ft² 9/F 17 9/F 10 216 ft² 10/F 13 607 ft² 10/F 14 607 ft² 10/F 19 431 ft² 10/F 4 607 ft² 10/F 5 545 ft² 10/F 8 439 ft² 10/F 12 10/F 16 545 ft² 11/F 17 11/F 1 216 ft² 11/F 8 439 ft² 11/F 11 216 ft² 11/F 14 607 ft² 11/F 19 431 ft² 12/F 11 216 ft² 12/F 19 431 ft² 12/F 2 431 ft² 12/F 7 12/F 10 216 ft² 12/F 16 545 ft² 12/F 18 439 ft² 12/F 20 216 ft² 13/F 12 431 ft² 13/F 15 13/F 4 607 ft² 13/F 2 431 ft² 14/F 1 216 ft² 14/F 10 216 ft² 14/F 14 607 ft² 14/F 8 439 ft² 14/F 7 439 ft² 14/F 9 431 ft² 14/F 11 216 ft² 14/F 15 545 ft² 14/F 17 439 ft² 14/F 19 431 ft² 15/F 16 545 ft² 15/F 9 431 ft² 15/F 12 431 ft² 15/F 13 607 ft² 16/F 11 216 ft² 16/F 20 216 ft² 16/F 7 439 ft² 16/F 9 431 ft² 16/F 1 216 ft² 16/F 2 431 ft² 16/F 10 216 ft² 16/F 12 431 ft² 16/F 19 431 ft² 17/F 1 216 ft² 17/F 15 17/F 7 439 ft² 17/F 19 430 ft² 18/F 16 540 ft² 18/F 18 436 ft² 18/F 3 604 ft² 18/F 10 215 ft² 19/F 15 540 ft² 19/F 17 436 ft² 19/F 3 604 ft² 19/F 5 540 ft² 19/F 9 427 ft² 19/F 7 436 ft² 19/F 11 215 ft² 20/F 1 215 ft² 20/F 11 215 ft² 20/F 6 540 ft² 20/F 8 436 ft² 20/F 4 604 ft² 20/F 13 604 ft² 20/F 16 540 ft² 20/F 20 215 ft² 21/F 10 215 ft² 21/F 13 604 ft² 21/F 19 427 ft² 21/F 5 540 ft² 21/F 8 436 ft² 21/F 1 215 ft² 21/F 11 215 ft² 22/F 1 215 ft² 22/F 10 215 ft² 22/F 12 427 ft² 22/F 17 436 ft² 22/F 2 427 ft² 22/F 3 604 ft² 22/F 9 427 ft² 22/F 8 436 ft² 23/F 15 540 ft² 23/F 19 427 ft² 23/F 2 427 ft² 23/F 5 540 ft² 23/F 7 436 ft² 23/F 8 436 ft² 23/F 3 604 ft² 23/F 6 540 ft² 23/F 11 215 ft² 23/F 17 436 ft² 24/F 12 427 ft² 24/F 19 427 ft² 24/F 5 540 ft² 24/F 1 215 ft² 24/F 13 604 ft² 25/F 1 25/F 19 427 ft² 25/F 2 427 ft² 25/F 3 604 ft² 25/F 4 604 ft² 25/F 7 436 ft² 25/F 10 215 ft² 25/F 12 427 ft² 25/F 13 604 ft² 25/F 20 215 ft² 26/F 9 427 ft² 27/F 11 215 ft² 27/F 15 540 ft² 27/F 16 540 ft² 27/F 7 436 ft² 27/F 9 427 ft² 27/F 2 427 ft² 27/F 6 540 ft² 27/F 13 604 ft² 28/F 10 213 ft² 28/F 2 425 ft² 28/F 20 213 ft² 29/F 18 433 ft² 29/F 6 536 ft² 29/F 8 433 ft² 29/F 9 425 ft² 29/F 4 600 ft² 29/F 12 425 ft² 29/F 20 213 ft² 30/F 12 425 ft² 30/F 3 600 ft² 30/F 7 433 ft² 30/F 11 213 ft² 30/F 13 600 ft² 30/F 18 433 ft² 30/F 20 213 ft² 31/F 10 213 ft² 31/F 14 600 ft² 31/F 19 425 ft² 31/F 20 213 ft² 31/F 3 600 ft² 31/F 9 425 ft² 31/F 1 213 ft² 31/F 12 425 ft² 31/F 18 433 ft² 32/F 1 213 ft² 32/F 12 425 ft² 32/F 14 600 ft² 32/F 16 536 ft² 32/F 19 425 ft² 32/F 3 600 ft² 32/F 5 536 ft² 32/F 4 600 ft² 32/F 9 425 ft² 32/F 15 536 ft² 33/F 13 600 ft² 33/F 20 33/F 6 536 ft² 33/F 9 425 ft² 33/F 1 213 ft² 33/F 2 425 ft² 33/F 12 425 ft² 34/F 1 213 ft² 34/F 11 213 ft² 34/F 12 425 ft² 34/F 13 600 ft² 34/F 17 433 ft² 34/F 4 600 ft² 34/F 5 536 ft² 34/F 8 34/F 9 425 ft² 35/F 11 213 ft² 35/F 18 433 ft² 35/F 5 536 ft² 35/F 10 213 ft² 35/F 17 433 ft² 35/F 20 213 ft² 36/F 5 536 ft² 36/F 8 433 ft² 36/F 1 213 ft² 36/F 2 425 ft² 36/F 7 433 ft² 36/F 10 213 ft² 36/F 12 425 ft² 36/F 18 433 ft² 37/F 1 213 ft² 37/F 12 425 ft² 37/F 14 600 ft² 37/F 2 425 ft² 37/F 3 600 ft² 37/F 6 536 ft² 37/F 7 433 ft² 37/F 8 433 ft² 37/F 11 213 ft² 37/F 19 425 ft² 37/F 20 213 ft² 38/F 14 600 ft² 38/F 15 536 ft² 38/F 6 536 ft² 38/F 10 213 ft² 38/F 11 213 ft² 38/F 16 536 ft²

Crescira AVM · estimated value ● Medium confidence

HK$2.50M

≈ HK$11,716 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$250K, with repayments around HK$10,885/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$10,243

−HK$642/mo

▼ 0.25% · 3.875%

HK$10,561

−HK$324/mo

Today · 4.125%

HK$10,885

baseline

▲ 0.50% · 4.625%

HK$11,547

+HK$662/mo

Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,770/mo (50% DSR)

Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 28/F
Flat: 20
Saleable Area: 213 ft²
Gross Area: 282 ft²
Efficiency: 76%
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-09-15	HK$2.03M	—	HK$9,530	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Hang Hau

≈ 6 min walk · 435 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Hang Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 26 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com