▼ 0.50% · 3.625%
HK$5,700
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$180/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$369/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$173/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$352/mo
Deposit HK$1.25M · loan HK$1.25M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$405/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$190/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$387/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$216/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,711
+HK$442/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$207/mo
Today · 4.125%
HK$8,020
baseline
▲ 0.50% · 4.625%
HK$8,443
+HK$423/mo
Deposit HK$1000K · loan HK$1.50M · min. income ≈ HK$16,040/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,410
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,640
−HK$234/mo
Today · 4.125%
HK$7,874
baseline
▲ 0.50% · 4.625%
HK$8,354
+HK$480/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$15,748/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,243
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,464
−HK$225/mo
Today · 4.125%
HK$8,689
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$458/mo
Deposit HK$875K · loan HK$1.62M · min. income ≈ HK$17,378/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,980
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,228
−HK$252/mo
Today · 4.125%
HK$8,480
baseline
▲ 0.50% · 4.625%
HK$8,996
+HK$516/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$16,960/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,877
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,115
−HK$242/mo
Today · 4.125%
HK$9,357
baseline
▲ 0.50% · 4.625%
HK$9,850
+HK$493/mo
Deposit HK$750K · loan HK$1.75M · min. income ≈ HK$18,714/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,550
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$270/mo
Today · 4.125%
HK$9,086
baseline
▲ 0.50% · 4.625%
HK$9,639
+HK$553/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$18,172/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,511
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,767
−HK$258/mo
Today · 4.125%
HK$10,025
baseline
▲ 0.50% · 4.625%
HK$10,554
+HK$529/mo
Deposit HK$625K · loan HK$1.87M · min. income ≈ HK$20,050/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,120
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,403
−HK$289/mo
Today · 4.125%
HK$9,692
baseline
▲ 0.50% · 4.625%
HK$10,281
+HK$589/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$19,384/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,146
−HK$548/mo
▼ 0.25% · 3.875%
HK$10,418
−HK$276/mo
Today · 4.125%
HK$10,694
baseline
▲ 0.50% · 4.625%
HK$11,257
+HK$563/mo
Deposit HK$500K · loan HK$2.00M · min. income ≈ HK$21,388/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,690
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,991
−HK$306/mo
Today · 4.125%
HK$10,297
baseline
▲ 0.50% · 4.625%
HK$10,924
+HK$627/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$20,594/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,780
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,069
−HK$293/mo
Today · 4.125%
HK$11,362
baseline
▲ 0.50% · 4.625%
HK$11,961
+HK$599/mo
Deposit HK$375K · loan HK$2.12M · min. income ≈ HK$22,724/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,260
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,579
−HK$324/mo
Today · 4.125%
HK$10,903
baseline
▲ 0.50% · 4.625%
HK$11,566
+HK$663/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,806/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,414
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,720
−HK$310/mo
Today · 4.125%
HK$12,030
baseline
▲ 0.50% · 4.625%
HK$12,665
+HK$635/mo
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$24,060/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).