▼ 0.50% · 3.625%
HK$5,595
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,769
−HK$177/mo
Today · 4.125%
HK$5,946
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$362/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,892/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,225
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$169/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$346/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$195/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$398/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,031
−HK$186/mo
Today · 4.125%
HK$7,217
baseline
▲ 0.50% · 4.625%
HK$7,597
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,434/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$212/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$434/mo
Deposit HK$982K · loan HK$1.47M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,670
−HK$203/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$982K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$230/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$470/mo
Deposit HK$859K · loan HK$1.59M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,092
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,309
−HK$220/mo
Today · 4.125%
HK$8,529
baseline
▲ 0.50% · 4.625%
HK$8,979
+HK$450/mo
Deposit HK$859K · loan HK$1.59M · min. income ≈ HK$17,058/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,077
−HK$247/mo
Today · 4.125%
HK$8,324
baseline
▲ 0.50% · 4.625%
HK$8,831
+HK$507/mo
Deposit HK$736K · loan HK$1.72M · min. income ≈ HK$16,648/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,714
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,948
−HK$237/mo
Today · 4.125%
HK$9,185
baseline
▲ 0.50% · 4.625%
HK$9,669
+HK$484/mo
Deposit HK$736K · loan HK$1.72M · min. income ≈ HK$18,370/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,393
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,654
−HK$265/mo
Today · 4.125%
HK$8,919
baseline
▲ 0.50% · 4.625%
HK$9,462
+HK$543/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$17,838/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,337
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,587
−HK$254/mo
Today · 4.125%
HK$9,841
baseline
▲ 0.50% · 4.625%
HK$10,360
+HK$519/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$19,682/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,952
−HK$562/mo
▼ 0.25% · 3.875%
HK$9,231
−HK$283/mo
Today · 4.125%
HK$9,514
baseline
▲ 0.50% · 4.625%
HK$10,093
+HK$579/mo
Deposit HK$491K · loan HK$1.96M · min. income ≈ HK$19,028/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,959
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,226
−HK$271/mo
Today · 4.125%
HK$10,497
baseline
▲ 0.50% · 4.625%
HK$11,051
+HK$554/mo
Deposit HK$491K · loan HK$1.96M · min. income ≈ HK$20,994/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,512
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,808
−HK$300/mo
Today · 4.125%
HK$10,108
baseline
▲ 0.50% · 4.625%
HK$10,723
+HK$615/mo
Deposit HK$368K · loan HK$2.09M · min. income ≈ HK$20,216/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,582
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,866
−HK$287/mo
Today · 4.125%
HK$11,153
baseline
▲ 0.50% · 4.625%
HK$11,741
+HK$588/mo
Deposit HK$368K · loan HK$2.09M · min. income ≈ HK$22,306/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,071
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,385
−HK$318/mo
Today · 4.125%
HK$10,703
baseline
▲ 0.50% · 4.625%
HK$11,354
+HK$651/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,406/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,204
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,505
−HK$305/mo
Today · 4.125%
HK$11,810
baseline
▲ 0.50% · 4.625%
HK$12,432
+HK$622/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$23,620/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).