▼ 0.50% · 3.625%
HK$18,793
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,378
−HK$594/mo
Today · 4.125%
HK$19,972
baseline
▲ 0.50% · 4.625%
HK$21,187
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,944/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,907
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,468
−HK$569/mo
Today · 4.125%
HK$22,037
baseline
▲ 0.50% · 4.625%
HK$23,199
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,074/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$653/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,306
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$626/mo
Today · 4.125%
HK$24,241
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,482/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,552
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$712/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,425
+HK$1,459/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,089
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$682/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,431
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$772/mo
Today · 4.125%
HK$25,963
baseline
▲ 0.50% · 4.625%
HK$27,543
+HK$1,580/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$51,926/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,180
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,909
−HK$739/mo
Today · 4.125%
HK$28,648
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,510/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,129
−HK$832/mo
Today · 4.125%
HK$27,961
baseline
▲ 0.50% · 4.625%
HK$29,662
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,922/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$797/mo
Today · 4.125%
HK$30,852
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,626/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,704/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,067
−HK$891/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,823/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,202
−HK$853/mo
Today · 4.125%
HK$33,055
baseline
▲ 0.50% · 4.625%
HK$34,798
+HK$1,743/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,110/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,069
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,005
−HK$950/mo
Today · 4.125%
HK$31,955
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,910/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,452
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$910/mo
Today · 4.125%
HK$35,259
baseline
▲ 0.50% · 4.625%
HK$37,118
+HK$1,859/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,518/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,942
−HK$1,010/mo
Today · 4.125%
HK$33,952
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,904/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,496
−HK$967/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,438
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,828
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,880
−HK$1,069/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$38,137
+HK$2,188/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,643
−HK$1,024/mo
Today · 4.125%
HK$39,667
baseline
▲ 0.50% · 4.625%
HK$41,757
+HK$2,090/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,334/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).