▼ 0.50% · 3.625%
HK$17,769
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,322
−HK$561/mo
Today · 4.125%
HK$18,883
baseline
▲ 0.50% · 4.625%
HK$20,032
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,766/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,768
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$538/mo
Today · 4.125%
HK$20,836
baseline
▲ 0.50% · 4.625%
HK$21,934
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,672/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,546
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,154
−HK$618/mo
Today · 4.125%
HK$20,772
baseline
▲ 0.50% · 4.625%
HK$22,036
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,544/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,745
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,328
−HK$592/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,128
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,323
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$674/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$24,039
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,320/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,722
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,358
−HK$645/mo
Today · 4.125%
HK$25,003
baseline
▲ 0.50% · 4.625%
HK$26,321
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,006/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,100
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,818
−HK$730/mo
Today · 4.125%
HK$24,548
baseline
▲ 0.50% · 4.625%
HK$26,042
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,096/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$699/mo
Today · 4.125%
HK$27,087
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,174/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,877
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$786/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$28,045
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,675
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$753/mo
Today · 4.125%
HK$29,170
baseline
▲ 0.50% · 4.625%
HK$30,708
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,340/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,654
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$842/mo
Today · 4.125%
HK$28,325
baseline
▲ 0.50% · 4.625%
HK$30,049
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,650/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$807/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,315
−HK$899/mo
Today · 4.125%
HK$30,214
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,838/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,428/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,629
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,477
−HK$861/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,095
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,147
−HK$955/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$914/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,288
+HK$1,867/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,985
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$1,011/mo
Today · 4.125%
HK$33,990
baseline
▲ 0.50% · 4.625%
HK$36,058
+HK$2,068/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,980/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,582
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$968/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$1,977/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,779 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).