▼ 0.50% · 3.625%
HK$18,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,187
−HK$589/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,979
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,257
−HK$563/mo
Today · 4.125%
HK$21,820
baseline
▲ 0.50% · 4.625%
HK$22,971
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,640/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,469
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,106
−HK$647/mo
Today · 4.125%
HK$21,753
baseline
▲ 0.50% · 4.625%
HK$23,077
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,506/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,772
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,383
−HK$619/mo
Today · 4.125%
HK$24,002
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,266/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,004/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$706/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$675/mo
Today · 4.125%
HK$26,184
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,381/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,944
−HK$764/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,634
−HK$732/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$29,862
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,052
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,862
−HK$824/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,370
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$789/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,781
−HK$882/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$845/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,700
−HK$941/mo
Today · 4.125%
HK$31,641
baseline
▲ 0.50% · 4.625%
HK$33,566
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,282/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,011
−HK$902/mo
Today · 4.125%
HK$34,913
baseline
▲ 0.50% · 4.625%
HK$36,753
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,826/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$999/mo
Today · 4.125%
HK$33,618
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,236/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$958/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,537
−HK$1,059/mo
Today · 4.125%
HK$35,596
baseline
▲ 0.50% · 4.625%
HK$37,762
+HK$2,166/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,192/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,263
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,014/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,347
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).