▼ 0.50% · 3.625%
HK$21,665
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$685/mo
Today · 4.125%
HK$23,024
baseline
▲ 0.50% · 4.625%
HK$24,425
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,048/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,749
−HK$655/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$753/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,224
−HK$721/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,998
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$822/mo
Today · 4.125%
HK$27,629
baseline
▲ 0.50% · 4.625%
HK$29,310
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,258/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,923
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,698
−HK$787/mo
Today · 4.125%
HK$30,485
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,970/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,165
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$890/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,821/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,333
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,173
−HK$853/mo
Today · 4.125%
HK$33,026
baseline
▲ 0.50% · 4.625%
HK$34,767
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,052/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,331
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$958/mo
Today · 4.125%
HK$32,233
baseline
▲ 0.50% · 4.625%
HK$34,195
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,466/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$918/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,498
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$1,027/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,637
+HK$2,101/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,153
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,123
−HK$984/mo
Today · 4.125%
HK$38,107
baseline
▲ 0.50% · 4.625%
HK$40,115
+HK$2,008/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,214/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,664
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$1,095/mo
Today · 4.125%
HK$36,838
baseline
▲ 0.50% · 4.625%
HK$39,080
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,676/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,049/mo
Today · 4.125%
HK$40,647
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,294/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,831
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,164/mo
Today · 4.125%
HK$39,140
baseline
▲ 0.50% · 4.625%
HK$41,522
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,280/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,974
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,073
−HK$1,115/mo
Today · 4.125%
HK$43,188
baseline
▲ 0.50% · 4.625%
HK$45,464
+HK$2,276/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,376/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,997
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,210
−HK$1,233/mo
Today · 4.125%
HK$41,443
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,886/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,384
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,548
−HK$1,180/mo
Today · 4.125%
HK$45,728
baseline
▲ 0.50% · 4.625%
HK$48,138
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,456/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,122 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).