▼ 0.50% · 3.625%
HK$14,856
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,318
−HK$469/mo
Today · 4.125%
HK$15,787
baseline
▲ 0.50% · 4.625%
HK$16,748
+HK$961/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,574/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,527
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,970
−HK$450/mo
Today · 4.125%
HK$17,420
baseline
▲ 0.50% · 4.625%
HK$18,338
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,840/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,341
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,849
−HK$517/mo
Today · 4.125%
HK$17,366
baseline
▲ 0.50% · 4.625%
HK$18,423
+HK$1,057/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,732/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,179
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,667
−HK$495/mo
Today · 4.125%
HK$19,162
baseline
▲ 0.50% · 4.625%
HK$20,172
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,324/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,827
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,381
−HK$564/mo
Today · 4.125%
HK$18,945
baseline
▲ 0.50% · 4.625%
HK$20,097
+HK$1,152/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,890/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,832
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,364
−HK$540/mo
Today · 4.125%
HK$20,904
baseline
▲ 0.50% · 4.625%
HK$22,005
+HK$1,101/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,808/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,913
−HK$610/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,772
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,061
−HK$585/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,798
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,445
−HK$657/mo
Today · 4.125%
HK$22,102
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,204/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$629/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,286/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,283
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$704/mo
Today · 4.125%
HK$23,681
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,441/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,362/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,790
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$674/mo
Today · 4.125%
HK$26,129
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,378/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,258/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,769
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,508
−HK$752/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,797
+HK$1,537/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,443
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,152
−HK$719/mo
Today · 4.125%
HK$27,871
baseline
▲ 0.50% · 4.625%
HK$29,341
+HK$1,470/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,742/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,255
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,040
−HK$798/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,471
+HK$1,633/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,095
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,849
−HK$764/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,174
+HK$1,561/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,740
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$845/mo
Today · 4.125%
HK$28,417
baseline
▲ 0.50% · 4.625%
HK$30,146
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,834/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,748
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,546
−HK$809/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,653/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,490 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).