▼ 0.50% · 3.625%
HK$21,671
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$685/mo
Today · 4.125%
HK$23,030
baseline
▲ 0.50% · 4.625%
HK$24,432
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,060/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,756
−HK$656/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,751
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,838
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$753/mo
Today · 4.125%
HK$25,333
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,666/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,520
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$722/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,005
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$822/mo
Today · 4.125%
HK$27,636
baseline
▲ 0.50% · 4.625%
HK$29,318
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,272/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$787/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,101
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,049
−HK$890/mo
Today · 4.125%
HK$29,939
baseline
▲ 0.50% · 4.625%
HK$31,761
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,878/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$853/mo
Today · 4.125%
HK$33,035
baseline
▲ 0.50% · 4.625%
HK$34,776
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,070/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,340
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,283
−HK$959/mo
Today · 4.125%
HK$32,242
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,484/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,753
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,658
−HK$918/mo
Today · 4.125%
HK$35,576
baseline
▲ 0.50% · 4.625%
HK$37,451
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,152/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$1,027/mo
Today · 4.125%
HK$34,545
baseline
▲ 0.50% · 4.625%
HK$36,647
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,090/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,133
−HK$984/mo
Today · 4.125%
HK$38,117
baseline
▲ 0.50% · 4.625%
HK$40,127
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,234/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,674
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$1,095/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$39,090
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,609
−HK$1,050/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$42,802
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,841
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,164/mo
Today · 4.125%
HK$39,151
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,302/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,985
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,085
−HK$1,115/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,477
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,008
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,232/mo
Today · 4.125%
HK$41,454
baseline
▲ 0.50% · 4.625%
HK$43,977
+HK$2,523/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,908/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,396
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,560
−HK$1,181/mo
Today · 4.125%
HK$45,741
baseline
▲ 0.50% · 4.625%
HK$48,152
+HK$2,411/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,482/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,387 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).