▼ 0.50% · 3.625%
HK$14,961
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,426
−HK$473/mo
Today · 4.125%
HK$15,899
baseline
▲ 0.50% · 4.625%
HK$16,867
+HK$968/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,798/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,644
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,090
−HK$453/mo
Today · 4.125%
HK$17,543
baseline
▲ 0.50% · 4.625%
HK$18,468
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,086/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,457
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,969
−HK$520/mo
Today · 4.125%
HK$17,489
baseline
▲ 0.50% · 4.625%
HK$18,553
+HK$1,064/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,978/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,308
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,800
−HK$498/mo
Today · 4.125%
HK$19,298
baseline
▲ 0.50% · 4.625%
HK$20,315
+HK$1,017/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,596/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,953
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,512
−HK$567/mo
Today · 4.125%
HK$19,079
baseline
▲ 0.50% · 4.625%
HK$20,240
+HK$1,161/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,158/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,973
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,509
−HK$543/mo
Today · 4.125%
HK$21,052
baseline
▲ 0.50% · 4.625%
HK$22,162
+HK$1,110/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,104/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,449
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,054
−HK$615/mo
Today · 4.125%
HK$20,669
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,258/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$41,338/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,637
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,218
−HK$588/mo
Today · 4.125%
HK$22,806
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,202/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$45,612/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,946
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,597
−HK$662/mo
Today · 4.125%
HK$22,259
baseline
▲ 0.50% · 4.625%
HK$23,613
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,518/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,302
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,927
−HK$634/mo
Today · 4.125%
HK$24,561
baseline
▲ 0.50% · 4.625%
HK$25,855
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,122/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,442
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,140
−HK$709/mo
Today · 4.125%
HK$23,849
baseline
▲ 0.50% · 4.625%
HK$25,300
+HK$1,451/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,698/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,966
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,636
−HK$679/mo
Today · 4.125%
HK$26,315
baseline
▲ 0.50% · 4.625%
HK$27,702
+HK$1,387/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,630/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$757/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,548/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,631
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$724/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,549
+HK$1,480/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,434
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,225
−HK$804/mo
Today · 4.125%
HK$27,029
baseline
▲ 0.50% · 4.625%
HK$28,673
+HK$1,644/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$54,058/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,295
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,054
−HK$770/mo
Today · 4.125%
HK$29,824
baseline
▲ 0.50% · 4.625%
HK$31,396
+HK$1,572/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$59,648/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,768
−HK$851/mo
Today · 4.125%
HK$28,619
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,741/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$57,238/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,763
−HK$815/mo
Today · 4.125%
HK$31,578
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,664/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$63,156/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,116 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).