▼ 0.50% · 3.625%
HK$22,136
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$700/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,956
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,287
−HK$670/mo
Today · 4.125%
HK$25,957
baseline
▲ 0.50% · 4.625%
HK$27,325
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,914/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,107
−HK$770/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,089
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$737/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,058
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$839/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,947
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$804/mo
Today · 4.125%
HK$31,148
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,296/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$910/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,443
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$871/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,955
−HK$979/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,402
−HK$938/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,205
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$1,050/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,434
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,940
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,005/mo
Today · 4.125%
HK$38,936
baseline
▲ 0.50% · 4.625%
HK$40,988
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,872/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$1,119/mo
Today · 4.125%
HK$37,639
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,278/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,402
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,459
−HK$1,072/mo
Today · 4.125%
HK$41,531
baseline
▲ 0.50% · 4.625%
HK$43,720
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,062/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,632
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,802
−HK$1,190/mo
Today · 4.125%
HK$39,992
baseline
▲ 0.50% · 4.625%
HK$42,425
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,984/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,865
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,988
−HK$1,139/mo
Today · 4.125%
HK$44,127
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,326/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,254/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,846
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,259/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,921
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,328
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,517
−HK$1,206/mo
Today · 4.125%
HK$46,723
baseline
▲ 0.50% · 4.625%
HK$49,185
+HK$2,462/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,446/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).