▼ 0.50% · 3.625%
HK$15,049
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,517
−HK$476/mo
Today · 4.125%
HK$15,993
baseline
▲ 0.50% · 4.625%
HK$16,966
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,986/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,742
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,191
−HK$455/mo
Today · 4.125%
HK$17,646
baseline
▲ 0.50% · 4.625%
HK$18,577
+HK$931/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,292/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,554
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,069
−HK$523/mo
Today · 4.125%
HK$17,592
baseline
▲ 0.50% · 4.625%
HK$18,662
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,184/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,416
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,910
−HK$501/mo
Today · 4.125%
HK$19,411
baseline
▲ 0.50% · 4.625%
HK$20,434
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,822/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,059
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,621
−HK$570/mo
Today · 4.125%
HK$19,191
baseline
▲ 0.50% · 4.625%
HK$20,359
+HK$1,168/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,382/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,090
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,629
−HK$547/mo
Today · 4.125%
HK$21,176
baseline
▲ 0.50% · 4.625%
HK$22,292
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,352/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,564
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,172
−HK$619/mo
Today · 4.125%
HK$20,791
baseline
▲ 0.50% · 4.625%
HK$22,056
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,582/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,764
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,348
−HK$592/mo
Today · 4.125%
HK$22,940
baseline
▲ 0.50% · 4.625%
HK$24,150
+HK$1,210/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,069
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,724
−HK$666/mo
Today · 4.125%
HK$22,390
baseline
▲ 0.50% · 4.625%
HK$23,752
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,780/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,439
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,067
−HK$638/mo
Today · 4.125%
HK$24,705
baseline
▲ 0.50% · 4.625%
HK$26,007
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,410/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,574
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,276
−HK$713/mo
Today · 4.125%
HK$23,989
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,978/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$684/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$27,865
+HK$1,395/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$761/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$27,145
+HK$1,557/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,787
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$729/mo
Today · 4.125%
HK$28,234
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,488/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,468/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,583
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,379
−HK$809/mo
Today · 4.125%
HK$27,188
baseline
▲ 0.50% · 4.625%
HK$28,842
+HK$1,654/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,376/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,461
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$774/mo
Today · 4.125%
HK$29,999
baseline
▲ 0.50% · 4.625%
HK$31,580
+HK$1,581/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$59,998/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$856/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,539
+HK$1,752/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,944
−HK$820/mo
Today · 4.125%
HK$31,764
baseline
▲ 0.50% · 4.625%
HK$33,438
+HK$1,674/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,528/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).