▼ 0.50% · 3.625%
HK$22,730
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,437
−HK$718/mo
Today · 4.125%
HK$24,155
baseline
▲ 0.50% · 4.625%
HK$25,625
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,310/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,287
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,965
−HK$688/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,058
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,003
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,781
−HK$790/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$28,188
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,816
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,562
−HK$757/mo
Today · 4.125%
HK$29,319
baseline
▲ 0.50% · 4.625%
HK$30,864
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,638/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$862/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,344
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,158
−HK$826/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,670
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$894/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,476
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,822
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,812
−HK$1,006/mo
Today · 4.125%
HK$33,818
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,636/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,402
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$963/mo
Today · 4.125%
HK$37,314
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,628/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,095
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$1,077/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,438
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,931
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,032/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,087
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$1,150/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$41,000
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,101/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$44,893
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,641
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,843
−HK$1,221/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,563
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,988
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,141
−HK$1,169/mo
Today · 4.125%
HK$45,310
baseline
▲ 0.50% · 4.625%
HK$47,699
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,620/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,914
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,187
−HK$1,293/mo
Today · 4.125%
HK$43,480
baseline
▲ 0.50% · 4.625%
HK$46,126
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,960/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,517
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,737
−HK$1,239/mo
Today · 4.125%
HK$47,976
baseline
▲ 0.50% · 4.625%
HK$50,505
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,952/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).