▼ 0.50% · 3.625%
HK$16,216
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,721
−HK$512/mo
Today · 4.125%
HK$17,233
baseline
▲ 0.50% · 4.625%
HK$18,282
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,466/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,040
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,524
−HK$491/mo
Today · 4.125%
HK$19,015
baseline
▲ 0.50% · 4.625%
HK$20,017
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,030/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,838
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,393
−HK$564/mo
Today · 4.125%
HK$18,957
baseline
▲ 0.50% · 4.625%
HK$20,110
+HK$1,153/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,914/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,845
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,377
−HK$540/mo
Today · 4.125%
HK$20,917
baseline
▲ 0.50% · 4.625%
HK$22,019
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,834/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,460
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,065
−HK$615/mo
Today · 4.125%
HK$20,680
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$41,360/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,021
+HK$1,203/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,081
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,737
−HK$666/mo
Today · 4.125%
HK$22,403
baseline
▲ 0.50% · 4.625%
HK$23,766
+HK$1,363/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,806/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,082
−HK$638/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,023
+HK$1,303/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,703
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,409
−HK$717/mo
Today · 4.125%
HK$24,126
baseline
▲ 0.50% · 4.625%
HK$25,595
+HK$1,469/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,252/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,257
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,934
−HK$687/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,024
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$769/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,573/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$737/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,503/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,946
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,753
−HK$820/mo
Today · 4.125%
HK$27,573
baseline
▲ 0.50% · 4.625%
HK$29,251
+HK$1,678/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,146/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,639
−HK$785/mo
Today · 4.125%
HK$30,424
baseline
▲ 0.50% · 4.625%
HK$32,028
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,848/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,568
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$871/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$31,079
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,491
−HK$835/mo
Today · 4.125%
HK$32,326
baseline
▲ 0.50% · 4.625%
HK$34,030
+HK$1,704/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,652/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$923/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,887/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$883/mo
Today · 4.125%
HK$34,227
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,454/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).