Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,068/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,136/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,574 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-16 | HK$5.35M | +22.1% 4.0y · 5.0%/yr |
| 2017-03-16 | HK$4.38M | +138.0% 7.0y · 20.0%/yr |
| 2010-03-23 | HK$1.84M | +12.9% |
| 2008-07-03 | HK$1.63M | +38.1% |
| 2006-01-05 | HK$1.18M | +14.6% |
| 2002-02-28 | HK$1.03M | −59.3% |
| 1997-04-03 | HK$2.53M | +29.1% |
| 1997-01-18 | HK$1.96M | +18.8% |
| 1996-04-15 | HK$1.65M | — |