Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,644/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,288/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,868 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- E
- Saleable Area
- 397 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-17 | HK$4.00M | −3.1% 8.3y · −2.0%/yr |
| 2024-11-28 | HK$4.13M | −17.7% 6.9y · −3.0%/yr |
| 2018-01-17 | HK$5.02M | +258.6% 18.8y · 14.0%/yr |
| 1999-03-25 | HK$1.40M | — |