Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,540/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$43,080/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 473 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 80%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-30 | HK$4.70M | −13.3% 7.9y · −2.0%/yr |
| 2017-07-10 | HK$5.42M | +59.4% 4.3y · 14.0%/yr |
| 2013-03-11 | HK$3.40M | +91.0% |
| 2009-04-27 | HK$1.78M | +15.6% |
| 2007-09-12 | HK$1.54M | +14.1% |
| 2004-12-09 | HK$1.35M | — |