Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- C
- Saleable Area
- 473 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 80%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-24 | HK$6.35M | +56.4% 5.7y · 10.0%/yr |
| 2016-05-23 | HK$4.06M | +35.3% 4.0y · 9.0%/yr |
| 2012-05-09 | HK$3.00M | +50.8% |
| 2009-09-29 | HK$1.99M | −16.0% |
| 1996-12-31 | HK$2.37M | — |