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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,623/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,246/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 473 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 80%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-10 | HK$6.00M | +0.0% 8.9y · 9.0%/yr |
| 2021-04-08 | HK$6.00M | +81.8% 8.0y · 10.0%/yr |
| 2013-04-02 | HK$3.30M | +54.2% |
| 2010-09-08 | HK$2.14M | +55.1% |
| 2007-08-03 | HK$1.38M | — |