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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,468/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,936/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,920 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$5.68M | +71.6% 6.1y · 12.0%/yr |
| 2014-04-25 | HK$3.31M | +43.9% |
| 2011-01-18 | HK$2.30M | +22.3% |
| 2010-09-01 | HK$1.88M | +25.3% |
| 2008-09-18 | HK$1.50M | +38.9% |
| 2005-02-23 | HK$1.08M | −15.6% |
| 2000-07-07 | HK$1.28M | −34.4% |
| 1997-01-22 | HK$1.95M | — |