▼ 0.50% · 3.625%
HK$2,504
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,582
−HK$79/mo
Today · 4.125%
HK$2,661
baseline
▲ 0.50% · 4.625%
HK$2,823
+HK$162/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,322/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,860
−HK$76/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$155/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,754
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$87/mo
Today · 4.125%
HK$2,927
baseline
▲ 0.50% · 4.625%
HK$3,105
+HK$178/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$5,854/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,064
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$84/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$170/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$95/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$195/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$91/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$186/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$103/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$211/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$99/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$201/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,506
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$110/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,952
+HK$227/mo
Deposit HK$329K · loan HK$769K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,900
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$106/mo
Today · 4.125%
HK$4,111
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$216/mo
Deposit HK$329K · loan HK$769K · min. income ≈ HK$8,222/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$242/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$113/mo
Today · 4.125%
HK$4,404
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$232/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$8,808/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$127/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$259/mo
Deposit HK$220K · loan HK$878K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$121/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$247/mo
Deposit HK$220K · loan HK$878K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$135/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$165K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$128/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$264/mo
Deposit HK$165K · loan HK$933K · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$143/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$110K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$110K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).