▼ 0.50% · 3.625%
HK$2,513
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,592
−HK$79/mo
Today · 4.125%
HK$2,671
baseline
▲ 0.50% · 4.625%
HK$2,834
+HK$163/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,342/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,796
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,871
−HK$76/mo
Today · 4.125%
HK$2,947
baseline
▲ 0.50% · 4.625%
HK$3,103
+HK$156/mo
Deposit HK$551K · loan HK$551K · min. income ≈ HK$5,894/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$87/mo
Today · 4.125%
HK$2,938
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$179/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$5,876/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$84/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$496K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$95/mo
Today · 4.125%
HK$3,205
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$195/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$6,410/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$92/mo
Today · 4.125%
HK$3,537
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$186/mo
Deposit HK$441K · loan HK$661K · min. income ≈ HK$7,074/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$103/mo
Today · 4.125%
HK$3,472
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$212/mo
Deposit HK$386K · loan HK$716K · min. income ≈ HK$6,944/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$98/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$202/mo
Deposit HK$386K · loan HK$716K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$111/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$228/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$106/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$218/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$120/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,250
+HK$243/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$114/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$233/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$127/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$260/mo
Deposit HK$220K · loan HK$882K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$122/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$248/mo
Deposit HK$220K · loan HK$882K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$276/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$264/mo
Deposit HK$165K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$292/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$280/mo
Deposit HK$110K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).