▼ 0.50% · 3.625%
HK$2,384
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,458
−HK$75/mo
Today · 4.125%
HK$2,533
baseline
▲ 0.50% · 4.625%
HK$2,687
+HK$154/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,066/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,652
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,723
−HK$72/mo
Today · 4.125%
HK$2,795
baseline
▲ 0.50% · 4.625%
HK$2,942
+HK$147/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,590/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$83/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$169/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$80/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$162/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,860
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,949
−HK$91/mo
Today · 4.125%
HK$3,040
baseline
▲ 0.50% · 4.625%
HK$3,225
+HK$185/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,080/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,182
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$86/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,531
+HK$177/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$98/mo
Today · 4.125%
HK$3,293
baseline
▲ 0.50% · 4.625%
HK$3,494
+HK$201/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$6,586/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$94/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$191/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$105/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$216/mo
Deposit HK$314K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$101/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$206/mo
Deposit HK$314K · loan HK$732K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$113/mo
Today · 4.125%
HK$3,800
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$231/mo
Deposit HK$261K · loan HK$784K · min. income ≈ HK$7,600/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$109/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$221/mo
Deposit HK$261K · loan HK$784K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$120/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$115/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$236/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$157K · loan HK$889K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$123/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$250/mo
Deposit HK$157K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$136/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$277/mo
Deposit HK$105K · loan HK$941K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$130/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$265/mo
Deposit HK$105K · loan HK$941K · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).