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At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,892/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.66M · min. income ≈ HK$25,784/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 113 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- G
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 93%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-08 | HK$2.82M | −2.8% 9.0y · 0.0%/yr |
| 2016-04-27 | HK$2.90M | +128.4% 6.1y · 21.0%/yr |
| 2010-04-13 | HK$1.27M | +126.8% |
| 2002-01-17 | HK$560K | — |