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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,199/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,398/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 113 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 491 ft²
- Efficiency
- 80%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-02 | HK$4.13M | +3.2% 10.4y · 23.0%/yr |
| 2020-05-29 | HK$4.00M | +233.3% 10.2y · 23.0%/yr |
| 2010-04-09 | HK$1.20M | +66.7% |
| 2006-03-09 | HK$720K | −51.4% |
| 1997-08-13 | HK$1.48M | — |