Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$232K, with repayments around HK$10,119/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$20,238/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 113 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- L
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 372 ft²
- Efficiency
- 77%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-18 | HK$4.18M | +17.1% 3.0y · 6.0%/yr |
| 2017-05-09 | HK$3.57M | +205.1% 7.4y · 28.0%/yr |
| 2010-01-05 | HK$1.17M | +74.6% |
| 2000-10-05 | HK$670K | −19.3% |
| 1998-09-09 | HK$830K | — |