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At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,539/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$333K · loan HK$3.00M · min. income ≈ HK$29,078/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- 7
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 67%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-05 | HK$4.25M | −5.1% 3.3y · −2.0%/yr |
| 2019-06-21 | HK$4.48M | +34.9% 3.4y · 10.0%/yr |
| 2015-12-24 | HK$3.32M | +53.0% 3.3y · 16.0%/yr |
| 2012-08-27 | HK$2.17M | +49.7% |
| 2010-08-23 | HK$1.45M | +10.7% |
| 2010-07-30 | HK$1.31M | — |