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At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,587/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$312K · loan HK$2.80M · min. income ≈ HK$27,174/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 1
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 407 ft²
- Efficiency
- 69%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-07 | HK$3.80M | +2.7% 2.2y · 1.0%/yr |
| 2019-01-29 | HK$3.70M | +24.2% 3.1y · 8.0%/yr |
| 2016-01-05 | HK$2.98M | +78.4% 18.7y · 4.0%/yr |
| 1997-05-16 | HK$1.67M | +83.5% |
| 1996-09-18 | HK$910K | — |