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At today's rate and a 90% mortgage, the deposit on this unit is about HK$311K, with repayments around HK$13,564/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$311K · loan HK$2.80M · min. income ≈ HK$27,128/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 6
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 67%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-19 | HK$3.35M | −22.1% 4.6y · −5.0%/yr |
| 2019-11-29 | HK$4.30M | +43.8% 3.2y · 14.0%/yr |
| 2016-09-07 | HK$2.99M | +113.6% 6.0y · 19.0%/yr |
| 2010-09-09 | HK$1.40M | +21.7% |
| 2010-07-06 | HK$1.15M | +17.3% |
| 2008-05-23 | HK$980K | +30.7% |
| 2005-03-02 | HK$750K | −56.4% |
| 1997-12-16 | HK$1.72M | — |