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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,426/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,852/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,839 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 1
- Saleable Area
- 418 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-13 | HK$4.93M | −17.8% 4.0y · −4.0%/yr |
| 2020-03-25 | HK$6.00M | +33.9% 5.2y · 7.0%/yr |
| 2015-01-12 | HK$4.48M | +148.9% |
| 2008-06-05 | HK$1.80M | +4.0% |
| 2008-01-15 | HK$1.73M | +26.3% |
| 2006-07-14 | HK$1.37M | — |